Free material

Guides and checklists

Two kinds of material. The PDFs and the spreadsheet I prepare for clients — sent over Telegram after a short form. And topic pages: the questions buyers actually ask on a subject, answered in full, with nothing to fill in.

offplan

Off-plan 2026: the buyer’s checklist

Fourteen points: what to check in the SPA, how to read a payment plan, the escrow account, your right to walk away, handover dates and the developer’s penalties. A 22-page PDF.

due_diligence

Due diligence: red flags in Dubai

How to check the developer, the permits, the land title and a history of delays. An 18-page PDF with real cases from 2024–2025.

calc

Return-on-investment calculator (Excel)

A spreadsheet with the formulas already in it: cash-on-cash, IRR, breakeven against rent, taxes, EIBOR scenarios.

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Natural stone in Dubai interiors

Geodes, backlit onyx, agate and rose quartz panels, travertine instead of marble. What drives the cost of that finish, what part of it holds resale value, and what is a single season of taste.

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Tax between your home country and Dubai

Two tax residencies, the day count, reporting foreign accounts, tax on sale and the penalties for staying quiet. For owners who live between two countries.

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Land and joint ventures in Dubai

A development plot instead of an apartment: how the return is calculated, how a developer partner is chosen, how profit is split and where investors lose millions.

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Residency, a second passport and offshore accounts

Residency by investment, the Caribbean programmes, where an account actually opens, and what not to do once a second passport is in hand.

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AI in real estate: what changes for broker and client

Which parts of a broker’s job the models have already taken, which they will not, and what actually works day to day — from building a CRM out of message history to repeat sales.

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How to enter the Dubai market

Entry point and deal format: pre-launch and bulk deals, sales launches, fractional ownership, paying in crypto. And a straight answer on whether to buy now.

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Letting a Dubai apartment and what it returns

What to do with the property after purchase: long let against short let, furnishing and its effect on the rate, why units sit empty and how to stop that happening.

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Ultra-prime and branded residences

The top of the market: what the brand premium actually buys, how nine-figure transactions work, and why this is a separate market with its own rules.

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Trump and Gulf real estate

The Trump Organization in the Emirates and Saudi Arabia, branded towers as an instrument, normalisation with Israel, and what of it changes the map for an investor in the region.

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Service charges in Dubai

What it is made of, who approves the rate and where to find the approved figure for a specific building. The reserve fund, metered cooling, and how the charge eats a yield whether the flat is let or empty.

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Inheritance and wills for UAE property

What happens to property without a will, why the DIFC registry matters, how a share passes to a surviving co-owner, and why the family’s real problem is not tax but frozen accounts against live obligations.

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Letting: Ejari, the RERA index and rent increases

How much the law allows a rent to rise and on what scale, how 90 days’ notice differs from 12 months, what you acquire along with a tenanted flat, and where disputes are heard.

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Transaction costs: what is payable on top

The 7–8% above the price broken down by line: the Land Department fee, the trustee office, agency commission, the developer’s NOC. What a mortgage adds and how the picture differs off-plan.

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Off-plan assignment before handover

From what point the developer permits an exit, what permission costs, why the seller’s main competitor is the developer, and what to do when the exit does not happen and the final payment falls due.

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Buying remotely and powers of attorney

How to execute a power of attorney abroad and what it must say, whether a UAE account is needed, who must never hold it, and what to verify in the payment details when you cannot see the property yourself.

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Freehold vs leasehold in Dubai: what the difference means

Outright ownership against a 99-year right of use: where the line runs on the map of Dubai, which document you end up holding, why only freehold supports a residency visa, and what it costs to judge tenure by the name of the district.

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Chiller free in Dubai: who actually pays for the cooling

District cooling instead of a split unit, consumption billed in ton-hours and a fixed capacity charge that runs whether or not anyone is home. What "chiller free" means in a listing, why it is a saving for a tenant and a line in the service charge for an owner, and what to check before you sign.

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AED exchange rate and the dollar peg

Today’s rate plus the conversion table: what a dirham buys in dollars, pounds and euros, why the peg has held at 3.6725 AED to the dollar since 1997, and what that means for a sterling or euro buyer. The figure is rendered on the server, not fetched by a script.

This material is provided for information purposes and does not constitute individual investment advice. Property returns depend on many factors and are not guaranteed. Past performance is not a guarantee of future results.

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